It’s a new day.
We’ve reimagined what it means to be an independent insurance agency.
Guardian Service makes getting insurance clear, easy, and transparent.
🔒 We'll never sell your info. No spam and no robocalls.
Home Insurance
Auto Insurance
Specialty Insurance
Utility Line WarrantyWhy Guardian Service
Insurance is confusing and tedious. It’s on your “to do” list, but maybe you’ll do it tomorrow.
Well, hello tomorrow.
We created Guardian Service to do insurance for you. As the independent insurance agency you deserve, we understand your risk, we scan the market, and we manage the process of finding the right coverage at the right price with no analysis, work, or hassle.
Always Personal
With Guardian Risk IQ, we get to know you by understanding your risk tolerances and preferences, and we help you understand your coverages.
Always Comparing
With our Guardian Marketplace, we combine your profile with our expertise and access to 30+ carriers, so we're always shopping to find you the right protection at the right price.
Always Got Your Back
Our Zero-Commission Guardian Agents are expert advisors you can trust, motivated by serving you well – not by selling you stuff. Insurance is OUR job, so it doesn't have to be yours.
Exclusive Member Benefits
As a Guardian Service member, you’re covered where most homeowners insurance falls short. You'll get a Water Line Warranty and Sewer Line Warranty to protect your water and sewer lines and we'll handle everything from costly fixes to cleanup up to $9,000. Plus, our Free Claims Concierge helps you navigate insurance claims with confidence, so you avoid costly mistakes and unnecessary stress.
We bring all this together to provide you with the right protection at the right price, reshopped automatically.
Let us show you what it's like to never shop for insurance again.
Find out if your current plan is really the best pairing of coverage and savings.
🔒 We'll never sell your info. No spam and no robocalls.
Personal Insurance Lines
- Home Insurance
- Auto Insurance
- Umbrella Insurance
Real Customers. Real Savings.
Our members save an average of $450 a year on the same or better home insurance coverage.
Heath and his family saved
$1,847
Kara and her family saved
$2,733
Peter and his family saved
$415
Utility Line Warranty
Most insurance companies exclude coverage for your utility lines — a hidden financial risk.
Homeowners insurance typically doesn’t cover your exterior water and sewer lines. Protect yourself from unexpected repair expenses as high as $20,000 with a $0 deductible comprehensive coverage plan.
Get the job done right, without the hassle.
- Sewer Line
- Water Line
- Combo Plans
Hear From Homeowners Like You
How It Works
The Guardian FastTrack is our 3-step process that makes getting insurance quotes as easy as 1-2-3.
3 Steps to Saving $450+ and Never Shopping for Insurance Again
You tell us about YOU.
We need a few details about you and your preferences to make sure we find the perfect policy for you and show accurate pricing. In just 3 minutes, we can get the information we need to fully shop for you.
We deliver a personalized insurance assessment.
A licensed insurance expert will assess the coverage you have, where there might be gaps, and show you our top 3 recommended options for you to select.
You switch without a hitch.
We’ll set up your new insurance policy, handle any paperwork or phone calls, and ensure there’s no lapse in coverage.